Personal Finance Mission
Develop real-world money skills - budgeting, compound interest, investing, credit cards, and loan decisions that matter for life.
8 activities · Work through in order for a complete lesson arc
Budgeting & Cash Flow Explorer
Build a personal budget with income and expense categories. Analyze spending with the 50/30/20 rule, visualize cash flow with a waterfall chart, and compare budget scenarios side by side.
Start with income, expenses, and a spending plan.
Compound Interest Calculator
Compute A = P(1+r/n)^(nt) with various compounding frequencies, monthly contributions, growth chart, year-by-year table, and Rule of 72.
Savings, Investing & Inflation Explorer
Calculate compound growth with contributions, compare real vs nominal returns, see the impact of fees over decades, and use the Rule of 72. Stacked area chart shows principal, contributions, and growth.
Credit, Loans & Debt Payoff Explorer
Calculate loan payments with the PMT formula, compare avalanche vs snowball debt payoff strategies, and see the true cost of credit card minimum payments with amortization charts.
Loan & Mortgage Amortization Calculator
Calculate monthly payments, total interest, and generate a full amortization schedule. See the impact of extra payments with principal vs interest charts.
Personal Budget Lab
Allocate income across expense categories, run a 12-month savings simulation with compound interest, and explore what-if scenarios like job loss, raises, and unexpected expenses
Wealth Growth Lab
Simulate wealth accumulation over 30+ years with employer matching, fees, and inflation. Compare early vs late start and low-fee vs high-fee investment strategies
Consumer Credit Lab
Compare borrowing costs at different APRs and terms. Test avalanche vs snowball payoff strategies on multiple debts. See the true cost of credit card minimum payments
Capstone - compare debt payoff strategies.
Study Materials
Infographics
