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Financial Literacy Grade 6-8

Financial Literacy: Inflation and Purchasing Power

Understanding how prices change and money buys less over time

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Practice explaining inflation, comparing prices over time, and calculating how purchasing power changes when prices rise.

Read each problem carefully. Show your work in the space provided, including any calculations.

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Understanding how prices change and money buys less over time

Financial Literacy - Grade 6-8

Instructions: Read each problem carefully. Show your work in the space provided, including any calculations.
  1. 1
    Grocery basket with blank price tags rising upward to represent inflation.

    In your own words, explain what inflation means. Include one example of a price that might rise because of inflation.

  2. 2

    A movie ticket cost $8 last year. This year it costs $10. How much did the price increase in dollars?

  3. 3

    A backpack cost $40 in August. By December, the price rose to $44. What was the percent increase in price?

  4. 4
    Three milk gallons with rising bars showing an increasing price pattern.

    Look at the price list: 2020: milk costs $3 per gallon, 2021: milk costs $3.30 per gallon, 2022: milk costs $3.60 per gallon. Describe the pattern in the price of milk.

  5. 5
    Same wallet shown with many notebooks on one side and fewer notebooks on the other.

    Maya has $20 to spend on school supplies. Last year, notebooks cost $2 each, so she could buy 10 notebooks. This year, notebooks cost $2.50 each. How many notebooks can she buy this year with $20?

  6. 6
    A wallet buys fewer notebooks, illustrating decreased purchasing power.

    Explain how the notebook problem shows a decrease in purchasing power.

  7. 7

    A lunch meal costs $6. The price increases by 5%. What is the new price of the lunch meal?

  8. 8

    A video game costs $50. During a year of inflation, the price rises by 8%. How much money is added to the price?

  9. 9
    Three pairs of shoes with rising bars, ending with the highest price.

    Use the chart: A pair of shoes cost $60 in 2021, $66 in 2022, and $72 in 2023. In which year was the price highest?

  10. 10
    Store, delivery truck, materials, and shopper showing rising business costs and consumer prices.

    A store owner says, "Our prices went up because our delivery costs and materials cost more." Is this an example of inflation affecting a business, a consumer, or both? Explain.

  11. 11
    Piggy bank and smaller shopping cart showing money losing buying power.

    Jordan saved $100. If inflation is 4% for the year, about how much buying power would Jordan lose if the money does not earn interest?

  12. 12

    A cereal box was $4 last year and is $5 this year. A snack bag was $2 last year and is $2.20 this year. Which item had the larger percent increase?

  13. 13
    Bus pass and bus with rising bars showing a continuing price pattern.

    The table shows average monthly bus pass prices: Year 1: $30, Year 2: $33, Year 3: $36. If the pattern continues, what would the price be in Year 4?

  14. 14
    Groceries, budget envelope, and upward arrow showing higher grocery costs.

    A family budget includes $300 for groceries each month. Grocery prices rise by 10%. How much would the family need to budget to buy the same amount of groceries?

  15. 15

    Write two smart choices a person could make when prices are rising because of inflation.

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